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Mon - Fri: 8:30 AM - 4:30 PM

NMLS ID # 232876

Make Your Next Move Your BEST Move, Call MCS!

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Mon - Fri:

8:30 AM - 4:30 PM

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Your Trusted Mortgage Partner in Alabama for Over 30 Years!

We specialize in fast approvals on mortgage loans, whether you have excellent credit, slow credit or even a past bankruptcy. When you call us, you’ll speak with a friendly knowledgeable person, not some robot or automated system. Call today and let’s see how John Williams and the folks at MCS can help you.

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Home Equity Loans

Use the equity you’ve put into your home to get cash for other expenses. Home equity loans are a fantastic way to access cash immediately to make home improvements or another large purchase. We offer great rates and options for different scenarios.

Mortgage Refinancing

Depending on when you purchased your home or your credit situation at the time, you might not have a favorable financing rate. We help homeowners refinance and save thousands of dollars over the course of the loan with lower rates. Take this time to take out cash for another purchase too!

Cash Out Loans

Cash out loans are another option to access the cash you’ve built up in home equity over the years. Replace what’s left on your current mortgage with a higher loan and get the difference in cash to use for home improvements, pay for college, or pay off debt.

Home Improvement Loans

Owning a home is a big responsibility, and keeping up with repairs to ensure your home retains and increases in value over the years is essential. Home improvement loans allow you to pay for repairs now without saving money over time so you can invest in your home.

Debt Consolidation Loans

Unexpected financial hardship, car or home repairs, and even school loans can create debt that's hard to get out of, especially if tied to high-interest credit cards or other loans. Our debt consolidation loans let you pay off those debts with a centralized lower interest rate and payment plan.

Structured Settlement Purchases

Structured settlement purchases provide cash to those expecting money from a settlement but have circumstances where they need cash immediately and can't wait for the settlement. A common example is someone injured in an accident and has medical bills to pay.

We Work With Everyone

Sometimes, individuals assume they won't qualify for a loan. Whether you have bad credit, no credit, or little equity, don’t let past issues hold you back. Give us a call. We always have local representatives answering your call to discuss your situation and present options. We work to find loans for everyone.

  • VA Loans
  • FHA Loans
  • FNMA Loans
  • Home Equity Lines of Credit
  • Mortgage Refinance Loans
  • Home Equity Loans
  • Financial Mismanagement
  • Poor Credit
  • Bankruptcy

Make Your Next Move Your BEST Move, Call MCS!

Contact us today to speak with a live, friendly, and helpful loan specialist at our local lending company.

About Us

Mortgage Corporation of the South, MCS, is a full-service mortgage and loan center in Wetumpka, Alabama. MCS has been in business for over 30 years and specializes in making many different types of equity loans. The majority of the loans that MCS offers are secured by real estate, mobile homes, land, and automobiles.

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Mon - Fri: 8:30 AM - 4:30 PM

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NMLS ID # 232876

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These materials are not from HUD, FHA, the USDA, or the VA. These materials were not approved by any government agency. They are independent of any government agency. We are not in any way affiliated with any organization listed or referenced within this website, including HUD/FHA/USDA/VA. The inclusion of various education, information, web links, or materials are not an endorsement of the Sender or any of its employees or business partners.

For information directly from HUD/FHA,

visit their website

For information directly from the VA,

visit their website

For information directly from the USDA,

visit their website

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